For some time I’ve wondered why there isn’t more hue and cry from the insurance industry about Obamacare. When you consider that a socialized option would pretty much put the insurance companies out of business, the silence makes no sense.
What makes even less sense are the companies like Progressive (aptly named) and AARP who are actively pushing for the option.
Take AARP as an example. They cater to the retiree crowd, right? The baby boomers who are now hitting the so-called Golden Years. Such people are likely to be hurt the worst by Obamacare. While I don’t agree with Palin’s use of the term “Death Panel”, I do understand the sentiment behind the hyperbole. In a publicly funded system that will inevitably stretched too thin, there has to be a cost-benefit analysis done on patients to determine if they are worth the expensive treatments.
Pensioners, despite years of tax-paying service to their nation, are worthless. They no longer contribute, and socialist governments only ever think in the instant-gratification short term. The government doesn’t care about the 45 years you spent paying taxes - they only care that they now have to pay you to play golf and crochet.
By withholding expensive, life saving treatment to seniors, the government not only benefits by saving money on that treatment. By pushing you into an early grave, the government gets to stop paying out your Social Security every month. Bonus!
But I digress. A lot. Again, how does AARP benefit from this? Why are they pushing this so hard to their members?
It benefits because along with the rest of the overhaul, Obama wants to institute changes to Medicare Advantage, the current public option for seniors.
Medicare Advantage is a catch-all program for low-income seniors which allows them to choose their drug insurance plan from a variety of companies. Basically, a senior pays into the program, picks an insurance company to go with, and the government subsidizes that company for the cost of the senior’s prescriptions. Everybody wins. (Note: This is different from the Medicare program, which is fully single payer, government run)
So if Obama cuts or eliminates Medicare Advantage, what will those seniors do? Well, they will either go directly to Medicare (the government single-payer option) or they will be forced to buy a supplementary package with a company like… AARP!
Currently, this supplementary drug option - called MediGap - accounts for 70% of AARP’s annual income. How much nicer would things be if they were the only game in town, huh?
Despite an insurance industry report [PDF] that stated Medicare Advantage led to healthier seniors overall, the Obama government wants to slash $150 billion from the MA budget to make way for “healthcare reform”. Baby, bathwater.
Seniors in Medicare Advantage spent fewer days in a hospital, were subject to fewer hospital re-admissions, and were less likely to have “potentially avoidable” admissions for common conditions ranging from uncontrolled diabetes to dehydration, on a risk-adjusted basis, according to a new analysis of publicly available data from AHRQ.
So the administration wants to throw out a program that is actually working, and replace it with a full-on socialized system, or support cronyism with friends at AARP.
A new report just released today on HealthReform.gov is touted with these quotes by Joe Biden and Kathleen Sebelius is interesting:
“We will protect seniors - not burden them with out of pocket costs,” said Vice President Biden. “The bottom line is, seniors will be better off under what we are proposing, and not a dollar from the Medicare trust fund will be used to pay for health insurance reform.”
Right. Because they’re not cutting Medicare - they’re cutting Medicare Advantage. The one that promotes patient choice.
Under health insurance reform, seniors will get better care and their health care costs will go down, said Secretary Sebelius. Reform will strengthen Medicare, cut drug costs, and help ensure all seniors get the high-quality, affordable care they deserve.
Madame, that sounds more like a threat than anything.
It is true - I’m not denying it - that Medicare Advantage is more expensive than Medicare. But it provides patients with a choice in who they deal with, instead of an overarching, meddling government single-payer.
The leftist ideology for decades has been My Body, My Choice. That choice does not seem to apply to basic health care.